Umbrella
Umbrella Insurance
You have put in a lot of hard work for your home, car, savings — ultimately your success. Personal umbrella coverage can help you protect these assets from the unexpected. Umbrella insurance provides additional liability coverage — over and above the limits on your auto and other personal liability policies.
Umbrella insurance is the most valuable coverage you've probably never heard of, yet it's highly likely you need it.
Life can be unpredictable
Think about the following situations. You're driving a couple of children after a ball game and have an accident that injures one of your guest passengers. Or your overly friendly dog frightens an elderly neighbor causing him to fall and break a hip. Or your teenager posts something offensive online or in social media. Did you know you could be held liable for all these incidents, even if you didn't do anything wrong personally?
These types of situations are why you have liability coverage on your homeowners, auto, and other insurance policies.
Extra layer of protection
A personal umbrella policy would kick in when damages for covered claims could exceed the underlying policy limits. It's also a critical part of your overall risk management plan. It provides an additional layer of protection when you need it.
Without an umbrella policy, your assets, savings, and even future income could be in danger because you could be required to pay all costs over your policy's liability limit. An umbrella covers much more than just auto accidents -- that’s why it's an affordable and essential protection to help your family. Quality coverage costs as little as a dollar a day. And the peace of mind is priceless.
