What is it?
As its name suggests, homeowners insurance protects you if your home is damaged or destroyed. In addition, it covers your family’s possessions and can provide you with compensation for liability claims, medical expenses, and other amounts that result from property damage and personal injury suffered by others. By paying insurance premiums, and satisfying the other requirements of your insurance company, you can protect yourself in the event of loss due to unforeseen and/or catastrophic events. You still won’t be able to predict when lightning will strike your house, but you will sleep better at nightknowing that homeowners insurance can save you from financial ruin if such an event happens.
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